ePay

Process payments and transactions online with our safe, secure, and advanced ePay platform.

TYPES OF INTEGRATION
Direct integration

  • Subjected to bank Approval
 
Through our PTSP partners

  • Hyperpay, APS (PayFort), Checkout, Telr, Moyasar, Urway . 
SUPPORTED PAYMENT TRANSACTIONS
PURCHASE
This is a single transaction, where the payment is finalized upon authorization. The cardholder's limit is adjusted, and the funds are immediately transferred into the merchant's account.

AUTHORIZE / CAPTURE
Transactions are authorized twice to confirm the availability of funds by the card issuer, the amount is later captured by the merchant.

RECURRING INSTALLMENTS
A form of Batch Payment processing, where the amount is debited on a monthly basis from the cardholder.

REFUNDS & VOIDS
Merchants can refund and void through the SNB ePay Portal.
Fraud Management Systems

Fraud Detection System (TRM)

Transaction Risk Management (TRM) system offers you unmatched fraud protection. 

  • AI algorithms scrutinize real-time to identify fraudulent patterns in transactions
  • Machine learning algorithms detect fraud patterns using historical record
  • AI systems continually adjust to evolving fraudulent tactics

Register your interest

Decision Manager 
With Decision Manager, you can run rules before authorization to help reduce costs, capture revenue, and over time, help improve authorization rates by filtering out risky transactions.

  • Save on authorization fees
  • Improve customer satisfaction
  • Control authentication
  • PSD2 SCA exemptions

Register your interest

MasterCard installments

 MasterCard Installment Card allows cardholders to split their purchases into four payments.

Features and Benefits
How to apply for ePay
Filling SNB e-pay agreement
Attaching a clear valid Identification for merchant with solo ownership.
Attaching a clear valid commercial registration or business license.
SNB Account
It is mandatory to sign the agreement by the account owner or authorized person.
An existing website on the internet.