Personal Finance for non-payroll customers
Get instant cash for non-payrolling customers to apply for a New/ Top-up & additional loan. Valid from 20 April 2025 to 31 December 2025.
Requirements
- SNB account
- Salary certificate shows the month on job
- 3 Months bank statement
What you need to qualify
Nationality
Saudis only - Non-Saudis: (Aramco only)
Sectors
- Retirement
- Big Private
- Government excluding Military
- Banking sector
Minimum Salary
- 7,000 for Retiree and Government
- 9,000 for Big Private
- 3,000 for Aramco - SABIC
- 20,000 for Banking sector
Minimum Months on Job
12 months
Minimum Finance amount
5,000 up to 5,00,000
Minimum Age
25 years to 55 years, except for retirees 75 years.
22 years to 55 years for Banking sector
Terms and conditions applied.
Administrative fee is 1% of the amount of financing or ( 5,000) whichever is lower.
| Finance Amount | Maturity in Years | *APR | Monthly Payment Amount |
|---|---|---|---|
| 100,000 | 5 Years | 5.56% |
1,885 |
| 200,000 | 5 Years | 5.12% |
3,732 |
| 350,000 | 5 Years | 4.51% |
6,437 |
The above table is for the purpose of example only as the APR may differ depending on the finance amount, salary amount, employer and maturity period and is subject to the credit scoring of each customer.
For more information, please contact SNB Customer Service (Sales Unit) in Phone Banking on 8002441005.